Many new players and forms of financing are coming into the wine business; yet as the wine industry matures and grows, most wineries still depend on the old standbys—banks and farm credit. New banks to the wine business are pursuing opportunities for the first time. Consolidation in the industry is also having a significant impact on existing financiers. When larger companies acquire local wineries, as with Mondavi, Golden State Vintners, Chalone and others, the existing banking relationships ...