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Banking in Tough Times

Mar 2003 Issue of Wine Business Monthly
Do you find it's more difficult these days to raise the capital you need to fund operations or to expand? Well, you're not alone. Lenders are cautious in the current economic downturn. And the market glut of grapes and uncertainty resulting from continued industry consolidation contributes to their caution.Plus, fewer banks are competing for your business. Mergers in the financial services sector reduced the total number of banks in the US by 30 percent since the 1980s, and doubled the average s...
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